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Should You Talk to Insurance Companies After Your Car Accident?

Should You Talk to Insurance Companies After Your Car Accident?

After being in a car accident, you may experience an unfortunate “15 minutes of fame” as all sorts of different people and parties want to talk to you. The other driver needs your information, paramedics will need to make certain you are okay, and the police might even show up to get a rundown on what led up to the collision. But there is one more group that will want to know about your car accident, and they are the one you might have to be the most careful about: insurance companies.

Know What to Say and When to Say It

Insurance companies are companies at the start and the end of the day. They are often advertised as friendly faces and trusted neighbors just there to lend a hand – and in many ways they can be – but it is important not to lose sight of the fact that they need to make a profit to stay in business. After a car accident, the first order of business for an insurance carrier is to see how they can pay out as little as possible, saving their bottom dollar.

Taking the time and money to investigate a crash to determine liability is not ideal for an insurance carrier. Instead, they will want to use a cheaper way to save money, which is getting you to admit liability. You probably will not be coerced into accepting guilt for the crash but they will probably use leading questions and comments to gently point you in that direction.

To avoid saying the wrong thing to the wrong person, you cannot look the other way and ignore insurance companies. They have the right to know about your car accident and refusing to talk to them at all can make you look suspicious and therefore liable. What you should do is allow an experienced injury claim lawyer do the talking for you, and do it soon.

Getting the Help You Need

At Brunkenhoefer, P.C., our Corpus Christi car accident attorneys have more than 70 years of combined experience helping clients in situations just like yours. Contact us today, discuss your crash during a free initial consultation, and let us speak to your and the other driver’s insurance companies.